This was our first home purchase. Steve and his team at Progressive Finance made it so much easier for us. Firstly he walked us through the whole process of buying a home, then gave us a variety of options that were tailored to our circumstances. We then had an opportunity to make an informed decision on which path to take. I think it’s worth mentioning the high level of professionalism and expertise that Steve and his team possess to ensure everything is aligned, whilst collaborating with our Solicitor and the bank. The process was flawless and at zero cost to us. Steve goes above and beyond by making follow ups even after settlement  to check in with you and see if everything is going as planned. Excellent work and I highly recommend this organisation.

Tatenda C and Eliska S, Banks ACT – June 2021


Steve Fairbairn and his team at Progressive Finance were extremely helpful, professional and easy to deal with. Steve constantly kept me briefed on how my loan application was progressing and was proactive in frequently contacting me at all stages of the process which took quite a while through unavoidable delays from my end. I highly recommend Steve and Progressive Finance and would have no hesitation in engaging their services again in the future.

Lisa Y,Coogee – June 2021


We have used Steve for many years now, and would recommend him to anybody. He has helped us with refinancing our existing residential and investment loans.  He is very proactive and we value his opinion. Steve is very committed to achieve the best outcome for us always. Steve is a true professional and we will be using his services for many more future requirements.

Belinda & Paul B, Lesmurdie – January 2021

Steve Fairbairn and the team at Progressive Finance were recommended to us by a friend when we were purchasing our first house. We were not disappointed. From the very beginning we felt very involved, very informed and very sure of all steps were the right ones we were taking. When it came to refinancing it was no debate to go with Progressive again. I would not hesitate to recommend these incredibly helpful and professional brokers to anyone.

Nathan A & Emily B, Scarborough – December 2020

When my husband and I made the choice to upgrade from our first home to a larger family home closer to the Coast we were referred to Steve Fairbairn. We met with Steve and received extremely honest advice on what we could safely borrow which made us feel well at ease. Over the following months we were so lucky to have his personalised assistance in researching suitable properties in our chosen area and his advice on the value of each property we were interested in. Steve secured us an unbelievable fixed term interest rate in our home loan package. He was always available to discuss any concerns that we had and would check in with us every step along the way which ensured a completely smooth process. We have recommended Steve to all of our family and friends as the service we received was truly outstanding and we had complete trust in him. We cannot commend him enough. Thank you Steve for getting us into our dream home, we could not have done this without you.

Jessie and Daniel A, Duncraig – April 2020

We met with Steve to arrange finance for our second home whilst also reviewing the ability to refinance our existing mortgage. Steve was very thorough explaining all our options, ensuring we could make an informed decision about how to proceed. Steve and Chris kept us and all other parties updated frequently throughout the process. We never had to wonder where our application was at or worry about deadlines. We would recommend Steve and his team to anyone needing finance or review existing loans. You can be confident you will receive highly professional and knowledgeable service to achieve the best outcome.

Amanda and Steve P, Mullaloo – February 2020

When I first met Steve, he introduced me to the ability to negotiate my home loan interest rate with my bank, previously unbeknownst to me. He successfully achieved this for me, so when it came time to arrange a new home loan to suit my changing needs, he was my first choice.

Thanks to Steve I have acquired a loan that suits my new situation, yet has retained similarities to my old loan, which I had become familiar and comfortable with and were important for me to retain. Changing circumstances led to changing home loan needs and Steve very kindly and patiently provided information at every turn. To add, he also stepped in to deal with an unexpected turn of events, going above and beyond.

Vikki G, Iluka – July 2019

As a first home buyer, Steve’s guidance and advice throughout the process was invaluable. He worked with me from beginning to end, from helping me to decide if taking out a loan was feasible, and how much I could borrow, to helping make sure that settlement progressed smoothly from our end. Steve’s knowledge and experience in the industry is clear, and he provides honest loan advice, which was refreshing. I’m so glad I had Steve onside for the experience, and will certainly use Progressive Finance again.

Erin G, Scarborough – June 2019

Steve has been our finance broker for our first home loan and our subsequent re-mortgage. Steve has made the process hassle and stress free whilst also making sure we had the best deal we could get. We have found Steve to be open and honest through all phases of application and settlement, constantly keeping us updated with progress which we found very reassuring. We have no doubt that we will be using Steve for our next financial endeavour and the many ones to come in the future. Thanks Steve it’s a real pleasure having you on our side.

James S and Robyne L, Doubleview – May 2019

I have used Chris’ services twice to refinance my mortgage loan. On both occasions, Chris found me the best available deal for my circumstances and navigated the application and approval process with the lender from start to finish. The experience on each occasion was completely stress free and completed within good time frames. What I really liked about Chris’ approach was the extensive research he completed on what deals were in the market and then regular updates on the progress of each stage once an application had been submitted. I have, and will continue to, highly recommend Chris for all your financing needs.

Darren S, Iluka – March 2019

We have known Chris for about one year now and in that time he has always put our interests first.  He will go the extra mile to keep us informed over every little detail and gives us reassurance that we will get the best deal.  We have encouraged our family and friends to go and see him and would keep doing so into the future.  Looking forward to working with him again.

Carolyn & Andrew M, Morley – November 2018

From start to finish we had Chris helping us to re-mortgage our home loan.  He was extremely professional and very reliable!  Whenever my partner and I had a query or if we came across something we were unsure of, Chris would be just at the end of the phone.  We definitely hit some bumps along the way and Chris would efficiently deal with them and guide us down the right path to be able to overcome these hurdles.  Thanks Chris for all your hard work.  Will definitely recommend you to our friends and family.

Louise C, Wanneroo – September 2018

We were referred to Steve by a family member and he recently assisted us in securing a construction loan for a long-awaited extension to our home. A combination of changed lending conditions and the arrival of our second child could have made for a rather more stressful experience but Steve steadily guided us through! Steve is both approachable and professional and his advice was very thorough. His commitment to his clients is clear: he was always available to discuss our application and kept us consistently updated throughout the process. Thank you Steve – quite literally, we couldn’t have done it without you.

Catie P and Lindsay D. Subiaco – July 2018

As this was our first time to be involved in a property deal we needed someone to help us to get a good overview about our financial possibilities and limits. Steve was recommended by a good friend of us and he didn’t disappoint us at all. He was flexible with timing, quick in response, very clear in his explanations and knowledgeable about the market. He supported us through the whole buy-sell-process, communicated with the bank, the real estate and the settlement agent. Overall he is very professional in his business and we will happily recommend him to anyone in need for his services.

Veronika and Thomas H. Wilson – June 2018

I’d like to thank you for what you’ve done for us.  The stress levels have dropped immensely and now we can plan for the future for us and our girls.  You were very professional with us and always kept the communication lines clear so we weren’t confused.  Thank you very much Chris, it’s been a pleasure dealing with you.

Kellee & Virgil M, Greenwood – February 2018

We recently approached Steve regarding a home loan and could not have been more satisfied with his service.  What we were wanting to do was a little outside the normal parameters and did prove a little challenging.  Steve came up against opposition from various banks but continued fighting for us until he was ultimately successful.  Although at times he was probably as frustrated as we were, he persevered in a friendly and positive manner, as if nothing was too much trouble.  We would have no hesitation in recommending his services to anyone, whether for something simple, or somewhat more challenging. You would be hard pressed to do any better…  Thank you Steve, greatly appreciated!

Emma and Clarke O. Willetton – September 2017

We would  like to thank Steve for truly caring about our financial needs and requirements. His prompt answers every time we had questions allowed us to remain informed and feel very comfortable with the process. It was the first time we had purchased property in Australia and his service made this very easy. We strongly recommend him to all our friends.

Lourens and Rentia S, Duncraig – June 2017

We have been linked in with Steve for several years now. We have been consistently happy with his professionalism, efficiency, wealth of knowledge and the comprehensive way he explains things to us. His advice over the years has reduced our stress and given us clarity to make well informed decisions that are best for us at various life stages. Nothing seems too much for Steve and he is always willing to help in any way he can. His regular email newsletters are also very useful and serve to keep us well informed on what is going on in the property and economic market. I have recommended Steve to several friends and all have come back thanking me for such a great recommendation. We will continue to rely on Steve’s services going forward and will do so with great confidence.

Krystle and Patrick M, Sorrento – May 2017

Carolyn and I had been financed by our bank for over 20 years. We had business and private mortgages as well as many other financial products, however we were not moving in the right direction. Our attempted negotiations with them were falling on deaf ears and our finances were suffering as a result.  We met Steve through a local accountant.  He analysed our position and suggested several strategies  for our business and  personal finances. Steve sat with us throughout our negotiations of changing banks and negotiated all the various loans and interest rates which have been a great saving for our business and private borrowings. Steve continually communicated with us on a daily basis, sometimes 3 or 4 times a day. It was extremely comforting dealing with this man as his professionalism made life less stressful for us. Carolyn and I are both extremely grateful that Steve came into our lives, we cannot say enough about the passion that he has for his clients and the extra YARDS he puts in to make a deal become successful.

John N and Carolyn E, Hillarys – April 2017

Steve  helped us from start to finish and beyond in purchasing our first home, something we weren’t sure we were in a position to do.  Despite a tight deadline and our lack of knowledge Steve successfully guided us through the  process.  He patiently answered all our questions and outlined the options available, making the decisions easy.  Without Steve’s experience, professionalism, willingness to help and prompt replies we would not be where we are now.  We simply cannot thank him enough and will certainly be going to Steve with any future financing requirements.

Rachael W and Jason L, Redcliffe – September 2016

As it had been many years since we had a mortgage, we were unsure of the process of using a mortgage broker.

Steve understood our position and our questions and professionally guided us through the process to achieve a great outcome for us and our daughter, as a joint lender.

Steve was thorough and succinct when responding to our many questions, educating us along the way on the changing world of obtaining finance.

We thoroughly recommend Steve to anyone looking to engage with a professional mortgage broker, who is very approachable and who values his clients.

Rob and Lyn B, Dalyellup – April 2016

Steve did an amazing job of finding the best mortgage option to not only suit my lifestyle now but also ensured I got a loan that allowed good flexibility and options for if and when my lifestyle does change.

During the Mortgage finding process Steve got an insight into my financial arrangements and also gave me some very good financial recommendations that have helped make my money work smarter for me.

As a busy person myself and occasionally letting emails fall to the way side it was impressive to see Steve follow up all documents sent and received with phone calls to ensure they were understood and processed quickly. I would even receive regular update calls from Steve letting me know how the process was progressing. In a nutshell Steve will be the one chasing you up not the other way round. it makes the process a whole lot easier!

Anton B, Hillarys – February 2016

We were recommended to Steve a few years ago, we always had investment properties, but never felt we were fully utilizing the services/opportunities available. Having met Steve, we were filled with new hope and enthusiasm for further investments. The process was made so much easier with all the work done by Steve, his diligence on our behalf is second to none. We have and will continue to recommend Steve to family, friends and acquaintances.

Brent & Diane B, Mariginiup – December 2015

We have known Steve for sometime now, and he is one of very few who I trust to give sound advice and help us achieve our family goals to financial security in the future. His tenacity in dealing with mortgage lenders to get us the best rates as been impressive. Steve has saved us thousands. I have and will continue to recommend Steve to people I know searching for that exceptional mortgage broker. Thanks Steve we appreciate your time, patience and that drive to look after our interests.

Brian and Terraze A, Woodvale – September 2015

We have recently entered into our first housing development project and have Steve to thank for the confidence to take the first step. Steve provided excellent guidance on the best way to restructure our existing mortgage and investments to suit our plans. His professionalism and diligence was instrumental in ensuring a successful settlement and still continues to provide ongoing advice to aid in building our dream house. We could not be happier and would highly recommend Steve to anyone that was considering the service of a mortgage broker. Thank you Steve for all your help and ongoing support.

Daniel and Tracy C, Duncraig – August 2015

We used Martin Holland of Progressive Finance to assist with the purchase of our first property in Australia in March 2015. From the outset Martin explained the process of buying a property in WA and was thorough with collecting and preparing all the necessary paperwork required to search for the best product for our financial situation and also throughout the mortgage application process. As a first time buyer, having Martin guide my wife and I through the process step by step meant that what could have been an extremely stressful process, was in fact a relatively smooth one. I would thoroughly recommend Martin, he is professional, reliable and importantly takes the time to identify and explain the best financial solution to meet your individual financial needs.

Stuart & Sarah B, Carramar – July 2015

We could not recommend Steve Fairbairn more highly. He walked us through every step of buying our property, and went above and beyond in being our partner through a very stressful time. Steve outlined all our options, and managed every complexity through the process, expediting the purchase of our dream family home, and refinancing my investment property alongside it.  He kept in touch with us at every step of the process, and was always happy to answer our questions (and we had plenty). We absolutely would not be in the position we are without his advice. I would recommend Steve to anyone looking to navigate a purchase.

Stacey & Sam J, Bayswater – June 2015

Steve was excellent throughout the entire process of buying my first home. He made sure that everything ran smoothly and on time. I even had a very tight deadline which he managed to work in without complaint. He was easily contactable throughout and explained all the financing to me in a way I could understand and make wise choices. I would recommend Steve’s service to anyone looking to buy a house. I can’t thank him enough for all he helped me with.

Sara J, Bunbury – March 2015

We have trusted Steve for advice and financial services over the last few years during which time he has used his substantial knowledge to direct and manage the purchase of several investment properties. He explains all fully, answers all questions in simple language, and offers nothing but good advice and service, whilst maintaining a dynamic personality. He has always been of such great assistance that we recently had no hesitation in asking him to assist our daughter in buying her first property, which, whilst it had its time challenges, was certainly achieved through Steve’s commitment and knowledge of the processes.

Steve Fairbairn is a dedicated, discerning, accomplished, and approachable professional in his field, and we would have no qualms in recommending his services to anyone.

Jill and Hackmet J, Woodvale – March 2015

We have known Steve Fairbairn for 12 years now. he has helped us with financing and refinancing of new and existing properties. We trust him fully and value his opinion greatly. Having seen how he works we know that he is extremely diligent and trustworthy. In the preparation of the setup of loans he has brought up issues that would not have even crossed our minds. He has been able to tell us the long term pro’s and cons of our decisions. We confidently recommend him to everyone as we knows he gives genuine advice that you can trust.

Roger and Jenny M, Parkwood – March 2015

We highly recommend the use of Steve Fairbairn and his business Progressive Finance. After reviewing our situation Steve was totally committed to achieving the best outcome for us, regardless of the lender. Although we required the loan over the Christmas holiday period and we had requested the use of a bank that offered poor service, Steve negotiated a better than market rate for our loan and ensured all documentation was available and presented as required.

Steve is a true professional with the knowledge, contacts and energy to get the job done and we look forward to using his services again with our future financing requirements.

John T and Nicola and Jensen F, Dalkeith – March 2015 

The standard of financial services delivered by  Steve Fairbairn of Progressive finance is becoming a true rarity within today’s market. Steve was extremely professional and efficient but still remained personable and offered many service solutions which helped obtain only the best financial outcome for my needs. Thanks Steve, I will definitely be using your services again  and I have no hesitation in recommending you to others.

Phill and Rochelle R, Ocean Reef – February 2015

Whilst I was the owner of a successful accounting practice in Joondalup, Steve was my preferred referral broker for my clients. The feedback I received from clients in regards to their experiences dealing with Steve was always positive. My husband and I recently did some tidying  up of our finances and naturally Steve was our choice of broker. His knowledge of financing and structuring is second to none. Steve made the whole process simple and stress free and was able to save us thousands of dollars in interest.  My husband and I would definitely recommend Steve to anyone looking to finance or refinance for any reason.

Elaine and Gerard M, Currambine – December 2014

My financial circumstances had changed since I first signed up for my loan and after struggling with it for years, Martin introduced the idea of refinancing in order to find a loan that better suited my current situation. Martin provided quick and accurate answers to all my questions and informed me about important issues that I had not even considered. He patiently walked me through topics that I required more understanding of and swiftly processed the administration on my behalf.

Thanks to Martin, I now have a loan that better suits my needs. He is knowledgeable, trustworthy and reliable and I have no hesitation recommending him to others looking for a new loan.

Ross T, Victoria Park – December 2014

We wanted to explore the possibilities of re-financing in order to do some improvements to our property. We knew very little about the process so contacted Martin Holland at Progressive Finance to assist us with our initial questions. Martin provided us with an outstanding service from our initial meeting, always being available to answer the smallest of queries that we had, to taking care of all the paperwork, liaison with the financial institutions and taking us through the process, without us having to worry about anything. I would certainly be recommending Martin to friends and family and would definitely use his services again in the future. Thanks Martin, we are very grateful for all you have done.

Jen and Jonathan L, Hocking – November 2014

I used Steve Fairbairn of Progressive Finance to assist with the purchase of my first property in May/June 2014.  From the outset Steve was thorough with the collecting and preparing all the necessary paperwork required to search for the best product for my financial situation.  Advising on the processes of initial approval of finance and the complete follow through of the purchase.  Having someone like Steve guide me through the process as a first time mortgage holder made the process comfortable, smooth and extremely less stressful.  I have no hesitation in recommending Steve to any friends, family or personal clients of my own to assist with future mortgage requirements.

Sue B Scarborough WA – November 2014

My husband and I have been using Steve Fairbairn at Progressive Finance for around 12 years now. We have purchased 3 investment properties with him in that time. He is an absolute professional in his knowledge of finance and structuring our loans to our needs. He has never let us down and throughout the finance procedure he has kept us informed and nothing has ever been any trouble to him. Most of all, he keeps it simple to understand even when things seem complicated. When he visits our home to discuss matters he is always punctual, well dressed, polite and professional. I have no hesitation in recommending Steve to anyone who’s looking at finance . My son and daughter should be buying a home or investment property soon and there is only one person I will make sure they go through and it’s Steve Fairbairn . Thanks Steve, keep up your fantastic work.

Joan and Alex C Wanneroo WA – September 2014

We were recommended to Steve over three years ago. In that time he has helped us purchase three investment properties. There is no question regarding his knowledge and experience when it comes to finance and property. Steve is professional,reliable,understanding,is a great communicator,relaxed,confident,fun,always accessible,goes above and beyond but above all else Steve has great integrity. We trust him completely and couldn’t recommend him highly enough.

Brad and Lisa H Karrinyup WA – September 2014

I was referred to Steve, several years ago by two friends. From the first meeting, I knew I had met the best man for the job. I was looking to increase my property portfolio, but like many, struggled in a number of areas to make the most of my situation. Steve was able to guide and mentor me on the best loan structure; refinancing and the optimum lending institution for each loan as well as offering expert advice with regards to future investment opportunities. Steve is extremely professional and has an endless depth of knowledge, combine this with his friendly and sincere nature and you will have a very rewarding experience. He always takes the time to explain the intricacies of finance so that you have a clear understanding and are comfortable to make those big decisions. Steve is tireless when it comes to ensuring that lending institutions are holding up their end of the deal and you, the customer are number one. Steve would be the first person I would recommend to assist you with making your property  and financial aspirations a reality. I look forward to many more years of stress free investing with Steve and Progressive Finance.

Wayne W and Lindsay P North Beach WA – September 2014

When looking to build an investment portfolio, our accountants referred us to Steve Fairbairn having themselves used his services for their own personal investment dealings. This already gave us some confidence in him as he was already being praised by other professionals which is not to be taken lightly. It soon became clear Steve was not your average mortage broker, as he was very experienced in many other aspects of investment property. He was very pro-active ensuring he was on top of your finances even if you were not. I would definitely recommend Steven Fairbairn for anyone looking to embark  on investing in property, whether for the first time or whether they are a seasoned hand.

Liam and Amanda A Tapping WA – August 2014

I  have been dealing with Steve from Progressive Finance for the last year or so. In that time he has helped me in securing multiple properties, in which we have had residential and commercial finance dealings. When I first came to Progressive Finance Steve helped me to refinance my entire portfolio, which saved me a lot of time and money. Steve understands the finance needs of the investor including how all the numbers work, purchasing in different entities and  how the deal need to be presented to get the best finance outcome. I have learnt a lot about finance with my dealing with Steve as he happily and patiently explains complex finance issue in a way that is easy to understand. From my experience Steve is knowledgeable  prompt and reliable and is always willing to go the extra mile. I have had dealing with Steve well after business hours getting deals across the line. Steve and Progressive Finance are an absolutely invaluable member of my team. I have recommended them in the past to others and I would recommend them to anyone who takes finance seriously.

Ben J Secret Harbour WA – July 2014

We went to Steve at Progressive Finance with little knowledge and no experience with investments and loan structures. As retirement is within eight years I felt it was time to assess our financial capacity as I could not retire on my Superannuation only. We approached Steve with optimism about our capacity to invest and at least to be advised if an investment was within our reach.At our first appointment Steve assessed our current financial status and how with some clever restructuring, we could be in a position to safely invest sooner than later. We discussed the rick factors and any Tax implications/advantages that we needed to be aware of. From the meeting we were left feeling excited and confident about our investing future.Within three months we had purchased an investment property and Steve was with us throughout the process answering questions, guiding us through the process and responding to our emails.

I am happy to have taken trust in Steve as it has definitely put us in a more positive financial position than twelve months ago.

John and Tanya L  Jane Brook WA – May 2014

Our recent mortgage refinance was made considerably easier by your professional and approachable manner. Your responsiveness and support have been first rate and you will have our business for a long time to come.

Paul & Keeley B,  Quinns Rocks WA – February 2014

We  have used Progressive Finance as first home buyers and again to refinance after the honeymoon rate had expired.  We were contacted in the lead-up to the expiration of the Honeymoon and asked if we would like to refinance.  Our experience was extremely pleasant on both occasions in circumstances which could have been very stressful.  The level of customer service was first class and the follow-up to queries was exceptional. Explanations given were in easy to understand language and we achieved the results we wanted.  We would thoroughly recommend Progressive Finance.

Ross & Lyndal S. Maddington WA – April 2013

I recently built my first home when I used Steve Fairbairn from Progressive Finance. The whole process of choosing a lender, right through to successfully having my first mortgage was made so much easier and less stressful, by having Steve on board. He explained everything clearly, chose the best options for me and all in all was a great help. I would and will recommend him to anyone with finance needs.

Steve R, Sinagra WA – April 2013

When I sought finance to purchase an investment property I was referred to Steve Fairbairn at Progressive Finance by a family member who had dealt with Steve in the past. I found that the service provided was effective and efficient, and I was particularly happy with the personal level of service provided by Steve. He was accessible by telephone and by email with good clear advice. I would be very happy to make use of his services again.

Steve K. of Kalamunda W.A. – March 2013

As property investors, developers and coaches our success, integrity and momentum relies on having a team around us that excels in expertise, reliability, accessibility, honesty and a willingness to go the extra mile at times.  Steve Fairbairn offers all of this and more, he is an integral part of our team and I could not recommend him more highly both for his expertise and efficiency and his personal integrity.

Michelle J – Property on Purpose – March 2013

From time to time we are fortunate enough to meet with someone who is very knowledgeable in their field of expertize.  Within a couple of minutes chatting with such a person, one can readily determine that this is ‘someone’ worth listening to. So you take note of suggestions and advice given. The depth and breadth of this person’s knowledge and experience and the simple way in which complex scenarios are explained, instils confidence in those participating in the discussion. One quickly realizes this person also has very high standards on honesty, integrity mixed with  a good sense of what is right and wrong and what is fair and what is not.  Add to this, quickness of mind, and good sense of humour and a welcoming smile. You have just been chatting with Steve Fairbairn.  Mr Fairbairn has been advising and guiding me through real estate investing for about fifteen years.  I have no hesitation in recommending him to you.

Shane K.  Doubleview,  WA – March 2013

Steve recently helped us with our home loan and we were very pleased with his friendly personal and professional service. His willingness to adjust to our busy schedules, answer all our questions, and make the overall process stress free was truly valued and appreciated. Steve not only helped get the best loan for us, he also organised an excellent settlement agent, regularly keep us updated and informed, and saw the whole process through from start to settlement.  We can highly recommend Steve, and his services, and will definately use him for any future home loan needs.

Tom and Kathy M, Connolly WA – March 2013

Steve has a gift – that of natural and clear communication as well as intellect. At all steps of the process, from the introduction and the initial collection of information through to the distribution of funds and follow-up, Steve explained every step carefully and then re-explained if we were unsure. After he was sure we understood the process, he then made sure he communicated how things were progressing. We have been delighted with Steve’s sincerity, professionalism and service; we unreservedly recommend Progressive Finance.

Ivan and Dianne M, Iluka – February 2013